Our three comprehensive HMO Choices offer you predictable health care costs coupled with valuable benefits like cheaper doctor’s office visit copay, lower or no Annual Deductibles, and they offer Maternity Coverage. You also get Prescription Drug coverage for generic and brand name drugs. These plans are ideal for couples planning a family, families with young children, and those wanting the simplicity of an HMO. Our Select HMO Plan features its own provider network in 22 California counties.